Despite that there is no shortage of people offering judgement, opinion and direction.

For each and every challenge we face during our life journey we will find any number of individuals and organisations suggesting ways we can do it better, easier or cheaper.

So much of the advice we hear and see appears to be sincere and yet far too much of it has either a personal of financial motivation.

It's being offered by people who want to gain not give.

So many people want control over our emotions or our finances. Such advice is far from free and useful.

More lifestyle:

Any advice offered should be carefully considered before it's accepted or modified to suit circumstance. Snap decisions are ill-advised.

It's important to take the time to consider the motivation of the advice-giver.

Conviction may suggest qualification, but even the most heartfelt guidance can be wrong.

If the advice being offered is a link or a bridge from where we are in life to where we want to be then it may well be worth further cautionary thought.

However, there's a cost or a consequence for every decision we make.

We are the only ones who can decide if that cost is worth paying or if that consequence is worth owning. It's personal.